Sixth Commitment - Insurance Company
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When considering life insurance, the financial strength of the insurer is a critical factor during the purchase process.
Use the following criteria to profile the company:
- Claims-paying ability - The ability for an insurer to pay a claim.
- Investment philosophy - A sound, well-balanced investment that maximizes return while minimizing risk.
- Ratings - Rankings of insurers by third party firms based on specific criteria.
- Financial Strength - The overall financials of a company.
- Product Breadth - Life insurance product portfolio that meets a number of options with the ability to target specific needs.
Now that you have considered all six factors you should be ready to make an informed decision about your life insurance needs.
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